Privacy Policy
Last updated: May 22, 2025
Table of Contents
1. Introduction
LendTrust ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
Please read this Privacy Policy carefully. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy.
2. Information We Collect
We collect several types of information from and about users of our platform, including:
- Personal Information: Name, email address, postal address, phone number, date of birth, government-issued ID information, financial information, and other identifiers.
- Profile Information: Information you provide in your user profile, including profile pictures, employment information, and other details.
- Transaction Information: Details about loans, repayments, and other financial transactions conducted through our platform.
- Usage Information: Information about how you use our platform, including log data, device information, IP address, browser type, and pages visited.
3. How We Use Your Information
We use the information we collect for various purposes, including:
- To provide, maintain, and improve our services
- To process transactions and send related information
- To verify your identity and prevent fraud
- To calculate and display reputation scores
- To send notifications, reminders, and updates
- To respond to your comments, questions, and requests
- To comply with legal obligations
4. Information Sharing and Disclosure
We may share your information in the following circumstances:
- With Other Users: Certain information is shared between borrowers and lenders to facilitate lending relationships.
- With Service Providers: We may share information with third-party vendors who provide services on our behalf.
- For Legal Reasons: We may disclose information if required by law or in response to valid legal requests.
- Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
5. Data Security
We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access and receive a copy of your personal information
- The right to rectify or update your personal information
- The right to delete your personal information
- The right to restrict or object to processing
- The right to data portability
To exercise these rights, please contact us using the information provided in the "Contact Us" section.
8. Children's Privacy
Our platform is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: privacy@lendtrust.com
Address: 123 Financial District, Suite 400, San Francisco, CA 94111
Phone: (555) 123-4567